Cancel your credit card before you die

[sirdrinks]

Now some people are really stupid!!!! Be sure and cancel your credit cards before you die.

This is so priceless, and so, so easy to see happening, customer service being what it is today.

A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to Citibank.

Here is the exchange :

Family Member: 'I am calling to tell you she died back in January.'

Citibank : 'The account was never closed and the late fees and charges still apply.'

Family Member : 'Maybe, you should turn it over to
collections.'

Citibank : 'Since it is two months past due, it already has been.'

Family Member : So, what will they do when they find out she is dead?'

Citibank : 'Either report her account to frauds division or report her to the credit bureau, maybe
both!'

Family Member : 'Do you think God will be mad at her?'

Citibank: 'Excuse me?'

Family Member : 'Did you just get what I was telling you - the part about her being dead?'

Citibank : 'Sir, you'll have to speak to my supervisor.'


Supervisor gets on the phone:

Family Member : 'I'm calling to tell you, she died back in January with a $0 balance.'

Citibank : 'The account was never closed and late fees and charges still apply.'

Family Member : 'You mean you want to collect from her estate?'

Citibank : (Stammer) 'Are you her lawyer?'

Family Member : 'No, I'm her great nephew.' (Lawyer info was given)


Citibank: 'Could you fax us a certificate of death?'

Family Member : 'Sure.' (Fax number was given )


After they get the fax :

Citibank : 'Our system just isn't setup for death. I don't know what more I can do to help.'

Family Member : 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care.'

Citibank: 'Well, the late fees and charges do still apply.' (What is wrong with these people?!?)

Family Member : 'Would you like her new billing address?'

Citibank : 'That might help.'

Family Member : ' Odessa Memorial Cemetery ,
Highway 129, Plot Number 69.'

Citibank : 'Sir, that's a cemetery!'

Family Member : 'And what do you do with dead people on your planet???

[gizmolite]

and to think that that citibank supervisor only got about $1,500,000.00 in bonuses last year.....makes you wonder

[JT]

Fuck em'. Max them cards just before you check out. That's what I'm doing.

[gizmolite]

don't check out just yet JT we still need you.

[Stockwell_Day]

but if you do die, and i am watchin expect me to go through your wallet

[mr. ringo]

would you buy me a 52" sharp big screen tv. everytime i would look at it i would tell everybody what a hellava good guy you were. oh by the way can you get two, one for my first wife.

[hammer2002]

If your parents die and you are the executor of the estate then credit card companies, tax collectors, etc. can go after the estate (house, cars, furniture, money, etc.) That's why it is important to sell your house to your kids for a buck and transfer everything out of your name later in life. Now the problem here, at least in PA, not sure if it is in all of US, but even if you sign over your house to your kids and die within 5 years of that time they can then still come after you. Can't take anything with you after you die so best to get rid of it all later in age!

Hammer

[OU812]

you never see a hearse towing a u-haul.......git er done!